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FACTS

WHAT DOES BANK OF UTAH
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law
gives consumers the right to limit some but not all sharing. Federal law also requires
us to tell you how we collect, share, and protect your personal information. Please
read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or
service you have with us. This information can include:

„

Social Security number and income

„

and

„

and

When you are no longer our customer, we continue to share your information as

described in this notice.

How?

All financial companies need to share customer's personal information to run their

everyday business. In the section below, we list the reasons financial companies can

share their personal information; the reasons Bank of Utah chooses to share; and

whether you can limit this sharing.

Reasons we can share your personal information

Does Bank of Utah

share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus

For our marketing purposes—
to offer our products and services to you

For joint marketing with other financial companies—

For our affiliates’ everyday business purposes—
information about your transactions and experiences

For our affiliates’ everyday business purposes—
information about your creditworthiness

For our affiliates to market to you

For nonaffiliates to market to you

Questions?

Call

or go to

01/2017

Account Balances

payment history

Credit History

credit score

Yes

No

Yes

No

Yes

No

No

No

No

No

No

No

No

No

800-516-5559

www.bankofutah.com

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Who we are

Who is providing this notice?

What we do

How does Bank of Utah protect
my personal information?

To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured fi les
and buildings.

How does Bank of Utah
collect my personal information?

We collect your personal information, for example, when you

or

or

Why can’t I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates’ everyday business purposes—information
about your creditworthiness

affiliates from using your information to market to you

sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights
to limit sharing.

Defi nitions

Affi liates

Companies related by common ownership or control. They can be
financial and nonfi nancial companies.

Nonaffi liates

Companies not related by common ownership or control. They can
be financial and nonfi nancial companies.

Joint marketing

A formal agreement between nonaffi liated financial companies that
together market financial products or services to you.

Other important information

Bank of Utah

open a deposit account

use your debit card

apply for a loan

pay your bills

make deposits or withdrawals from your account

We also collect your personal information from others, such as credit
reporting agencies or other companies

See below for more on your rights under state law

Bank of Utah has no affiliates

Bank of Utah does not share with nonaffiliates so they can market
to you

Bank of Utah's joint marketing partners include credit card
companies, check printing companies, identity theft prevention

Nevada residents: We are providing this notice to you in accordance with Nevada law. if you prefer not to receive
marketing calls from us, please contact us Bank of Utah, Attn: Compliance Dept, 2605 Washington Blvd, Ogden, Ut,
84401. You may also contact the Bureau of Consumer Protection, Office of the Nevada Attorney General, 555
Washington St., Ste 3900, Las Vegas NV 89101; telephone 702-486-3132, email: BCPINFO@ag.state.nv.us.

Depending on where you live, you may have other privacy protections under state laws. We will comply with any
applicable state laws before sharing any nonpublic personal information about you by sending a separate notice to
you.