Easy Checking

A family of four - a mom, dad and two daughters - enjoy a bike ride on a mountain trail

Focus on Your Game. We'll Handle the Rest.

Life’s journey is easier with a trusted partner by your side.
With our Easy Checking account and the support of dedicated
bankers, managing your finances is effortless and tailored to you.

Our expert guidance and innovative digital tools keep things
simple, whether you're planning for daily expenses or staying on
top of your financial goals.

Open an Easy Checking account in as little as 5 minutes and see
how we’re with you for the long game.

Open An Easy Checking Account

 
 

Benefits

Bank Simply and Enjoy More

Experience the ease of banking without a monthly maintenance fee or minimum balance requirement.

Access Your Account Easily

Manage your money with online and mobile banking, providing easy and convenient access to your funds.

Use Your Custom Debit Card

With multiple ways to pay, including access to Apple Pay, Google Pay and Samsung Pay for digital payments

Protect Against Fraud

Get Zero Liability debit card protection and advanced security features to safeguard your hard-earned money.

Move Money with Confidence

Transfer money, pay bills and send money with Zelle® — all within the safety and security of online banking.

Enjoy Community Banking

Experience a bank with deep community roots; here since 1956, we provide reliable solutions for our neighbors.

Features

  • Open your account with as little as $100.
  • Don’t worry about a minimum account balance – there isn’t one.
  • Access your funds as often as you need, with unlimited deposits and withdrawals.
  • Attach one of three overdraft options to protect your account.
  • View your eStatements in online banking or the mobile app whenever you need them, and keep track of your account activity securely and conveniently.
  • Enjoy access to branch ATMs for deposits and withdrawals, as well as the extensive MoneyPass network of ATMs across the U.S. for added convenience.
  • Get access to budgeting tools and spending trackers to help you manage your money — all within Bank of Utah's online banking and mobile app.

Opening an account is safe, easy, and can be done in as little as 5 minutes.

Here's a short glimpse of the process:

  1. Provide your personal information; just a few basics – no documentation needed.
  2. Make your initial deposit into the account. Using a combination of either an account number and routing number OR username and password from another institution, transfer funds easily within the digital application.
  3. Read and agree to the disclosures associated with the account.
  4. Check your email for confirmation or next steps.
  5. Get started with your new account by accessing your account number, signing up for online banking, adding a joint owner or beneficiary, and selecting features available for your specific account, such as a debit card, overdraft protection or eStatements. (Please note that some features may not be available with all accounts.)

When opening an account, you can be confident that our secure banking technology will protect you throughout the process. Learn more here.

Open an Account

Interested in a different type of checking account?

See More Options


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