Check & ACH Fraud Protection for Businesses
In today’s fast-paced business world, protecting your accounts from fraud is essential to your success.
With Bank of Utah’s Positive Pay Fraud Protection Services, you can proactively monitor for suspicious activity and prevent unauthorized transactions before they impact your business. From safeguarding against counterfeit checks to blocking unauthorized ACH transactions, our solutions give you peace of mind while keeping your operations running smoothly.
Protect Your Business with Positive Pay Fraud Solutions
Protect Your Transactions
Safeguard your accounts and gain peace of mind knowing your money is secure.
Act Quickly
Proactively identify and address suspicious activity with real-time alerts.
Save Time
Reduce the effort required to monitor transactions with automated fraud tools.
Boost Efficiency
Integrate fraud prevention seamlessly into your existing online banking workflow.
Stay in Control
Make informed decisions with timely notifications, no matter where you are.
Minimize Financial Risks
Lower financial risks and protect your reputation with robust fraud prevention.
Features of Positive Pay Fraud Protection
Check Fraud Protection
- Automated Cross-Checking: Upload your daily check details — check number, check date, payee and dollar amount — via online banking. Positive Pay cross-references this with all checks being processed.
- Discrepancy Reports: Receive detailed reports of any mismatched items, giving you the power to approve/reject suspicious checks.
- Enhanced Security: Detect and stop counterfeit or altered checks before they clear your account.
ACH Fraud Protection
- Real-Time Alerts: Get notified when an unauthorized debit hits your account.
- Pay/No-Pay Decisions: Decide which transactions to approve/reject, directly from online banking.
- Trusted Partner List: Build and maintain your own list of approved trading partners to streamline legitimate, future ACH transactions.
- Flexible Notifications: Stay informed with email or text notifications, keeping you in the loop no matter where you are.
Take the Next Step
If you don’t have a business account with us yet, start by exploring the options that fit your needs. Already a client? Skip ahead to connecting with our business specialists or enrolling in online banking.
