Personal Checking Accounts
Not everyone expects the same thing from a checking account. That’s why we offer six different personal accounts, each with benefits and features to meet your unique needs. Two of our checking accounts can be opened online – in just 5 minutes or less.
All of our checking accounts come with the following services:
- Free online banking
- Free bill pay
- Free debit card
- Surcharge-free ATM access in all 50 states
- Three overdraft protection options
- Our eStatement Promise, which ensures your statements are available digitally for 7 years
Compare the features and benefits of each account below, and find the account best suited for you!
|
EZ Checking
|
Hybrid Account
|
Premier Checking
|
Top 50 Checking¹
|
Premier Gold Checking
|
Student Checking
|
|
|---|---|---|---|---|---|---|
|
How to Open An Account |
In Branch |
In Branch |
In Branch |
In Branch |
||
|
Earn Interest on balances over $500 |
- |
Yes |
Yes |
Yes |
Yes |
- |
|
$100 minimum opening deposit |
Yes |
Yes |
Yes |
Yes |
Yes |
- |
|
Unlimited Check-writing |
Yes |
Yes |
Yes |
- |
Yes |
Yes |
|
Free Checks |
- |
first box free |
- |
1 free box per year |
1 free box per year |
- |
|
No issuing fees on Money Orders, Cashier & Official Checks |
- |
Yes |
- |
Yes |
Yes |
- |
|
Rent-free Safe Deposit Box for first year² |
- |
Yes |
- |
Yes |
Yes |
- |
|
No monthly fee with a daily balance of |
$0 |
$10,000 |
$400 |
$100 |
$2,500 |
$0 |
|
Monthly fee if balance drops below account minimum |
$0 |
$10 |
$6 |
$6 |
$8 ($4 if 50+ years old) |
$0 |
|
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
|
|
|
EZ Checking
Minimum to Open
Minimum to Earn APY
Variable APY³
Hybrid Account
Minimum to Open
Minimum to Earn APY
Variable APY³
Premier Checking
Minimum to Open
Minimum to Earn APY
Variable APY³
Top 50 Checking¹
Minimum to Open
Minimum to Earn APY
Variable APY³
Premier Gold Checking
Minimum to Open
Minimum to Earn APY
Variable APY³
Student Checking
Minimum to Open
Minimum to Earn APY
Variable APY³
¹ Available to customers age 50 and over.
³ Annual Percentage Yields (APY) are accurate as of March 3, 2021 and are subject to change at anytime.
|
Checking Accounts |
Minimum to Open |
Minimum to Earn APY |
Variable APY³ |
|---|---|---|---|
|
EZ Checking |
$100 |
|
|
|
Hybrid Account |
$100 |
$500 - $4,999.99 |
0.05% |
|
Premier Checking |
$100 |
$500 |
0.01% |
|
Top 50 Checking¹ |
$100 |
$500 |
0.05% |
|
Premier Gold Checking |
$100 |
$500 - $4,999.99 |
0.05% |
|
Student Checking |
$25 |
- |
- |
|
|
|
|
|
¹ Available to customers age 50 and over.
³ Annual Percentage Yields (APY) are accurate as of March 3, 2021 and are subject to change at anytime.
