Personal Checking Accounts
At Bank of Utah, we want you to spend more time doing what you love, not choosing a checking account.
That's why we designed our accounts to meet your unique financial needs, but also streamlined them, to make the decision easier for you.
Our two featured checking accounts can be opened safely online – in as few as 5 minutes.
Featured Checking Accounts
Easy Checking
Keep your everyday banking simple,
with no monthly fee.
• $100 to open
• No monthly balance/no service charges
Evergreen Account
Save and spend all at once —
a checking and savings blend.
• $100 to open
• Earn interest (see rates)
Great Features Come Standard
Bank Personally and Digitally
With a combination of in-branch services and convenient online and mobile banking tools
Manage Your Bills
With Bill Pay, which lets you set up individual or recurring payments
Shop with Confidence
With your Visa® contactless debit card — you can even customize it with your own images!
Access ATMs Nationwide
With your debit card and MoneyPass, which offers surcharge-free ATM access in all 50 states
Go Paperless and Get Peace of Mind
With e-statements, which are kept on file for 7 years and are free to access if you need them
Our Full Lineup
Bank of Utah also offers Thrive Checking, a low-cost, low-fee account that's good if you have past financial challenges to overcome.
