Personal Savings and Money Market Accounts

Bank of Utah has many great savings options to choose from based on your needs: short-term, high-interest, children, or retirement. Whatever your unique savings needs, Bank of Utah has an account for you!

Start saving the smart way!

Regular Savings

Minimum to Open

$200

Minimum to Earn APY

$1

Variable APY¹

0.10%

Regular Savings for Children

Minimum to Open

$10

Minimum to Earn APY

$1

Variable APY¹

0.10%

Insured Money Market

Minimum to Open

$1,000

Minimum to Earn APY

$1 - $19,999.99 $20,000 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 +

Variable APY¹

0.05% 0.07% 0.10% 0.15% 0.20%

Premier Gold Money Market

Minimum to Open

$5,000

Minimum to Earn APY

$1 - $19,999.99 $20,000 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 +

Variable APY¹

0.07% 0.12% 0.15% 0.20% 0.27%

iSave - Green Savings

Minimum to Open

$100

Minimum to Earn APY

$500 - $999.99 $1,000.00 - $49,999.99 $50,000.00 - $99,999.99 $100,000.00 - $249,999.99 $250,000.00+

Variable APY¹

0.05% 0.10% 0.15% 0.20% 0.25%

¹Annual Percentage Yields (APYs) are accurate as of January 22, 2020 and are subject to change at anytime. Fee may reduce earnings.

Savings Account	Minimum to Open	Minimum to Earn APY	Variable APY¹
Regular Savings	$200	$1	0.10%
Regular Savings for Children	$10	$1	0.10%
Insured Money Market	$1,000	$1 - $19,999.99 $20,000 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 +	0.05% 0.07% 0.10% 0.15% 0.20%
Premier Gold Money Market	$5,000	$1 - $19,999.99 $20,000 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 +	0.07% 0.12% 0.15% 0.20% 0.27%
iSave - Green Savings	$100	$500 - $999.99 $1,000.00 - $49,999.99 $50,000.00 - $99,999.99 $100,000.00 - $249,999.99 $250,000.00+	0.05% 0.10% 0.15% 0.20% 0.25%

¹Annual Percentage Yields (APYs) are accurate as of January 22, 2020 and are subject to change at anytime. Fee may reduce earnings.

Regular Savings

The Regular Savings account is a simple account that offers daily compounding interest which is credited to your account quarterly. This account is designed to start building cash reserves with a smaller balance.

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Regular Savings for Children

Our Regular Savings for Children account encourages those under 18 years old to learn about personal finance. With an initial deposit of $10, minors are set to gain valuable early money-management experience.

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Insured Money Market

An Insured Money Market account is a savings account with a tiered rate, so the more money you save the higher the interest rate you will earn!

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Premier Gold Money Market

The Premier Gold Money Market account is our best savings account, offering the highest rate. This account is available to customers that have Premier Gold Checking and at least two other bank services.

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iSave - Green Savings

The iSave - Green Savings account is Bank of Utah's way of encouraging you to save the environment. This account requires a Bank of Utah personal checking account, online banking and eStatements.

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