Bank of Utah has low-rate auto loans to purchase the car, truck, van, crossover or SUV of your dreams. If you already have your dream car, take advantage of our low auto rates and refinance your car loan. We can also help you gain access to your vehicle’s equity to consolidate debt and get a lower interest rate.
Do I need to apply for an auto loan in person or can I apply from home or my phone?
We have both options! You can apply at home or on the go using our convenient online application: Apply for a Car Loan. Of course, you can always come into any Bank of Utah branch location to apply for an auto loan. Find a Bank of Utah Location
My original car loan has a high interest rate; should I refinance my auto loan?
Yes. Just like a house, if current auto loan rates are lower than the existing interest rate on your loan, we can help you with a refinance.
Does that interest rate change if I purchase or refinance a new car versus a used car?
No. The used car loan rate is the same as a new car loan rate.
Is the interest rate different if I purchase a car from a dealership or from a private seller?
No. Bank of Utah has a simple process for any transaction, dealer or private seller.
What year does my vehicle need to be to get a loan?
Bank of Utah offers auto loans on vehicles up to 15 years old.