Personal Loans

Do More with Consumer & Personal Loans

Need to make a big purchase, such as a car or RV, cover an unexpected expense, consolidate debt or update your home?

We have a variety of borrowing options.

Applying for a consumer or personal loan is easy and only takes a few minutes, with our secure online application.

A small SUV is parked on a desert off-road

Auto Loans

Find the right financing for your vehicle needs, with loans for new and used cars, refinance loans to help you get a better rate, and cash-out loans so you can tap into your vehicle’s equity.

A dad and his young son paint the outside of their house

Home Equity Line of Credit (HELOC)

Get stress-free access to the equity in your home so you can fund renovations, pay off other debts or even use the money to go on a vacation.

A female relaxes in the outdoors, outside her RV

Recreational Vehicle (RV) Loans

Purchase a new or used RV (including motorhomes, boats, motorcycles, ATVs or trailers), refinance your current loan for a better rate, or gain access to cash through your RV’s equity.

A college-age female works on her laptop in a wooded setting

CD- and Savings-Secured Loans

Borrow money using your Certificate of Deposit (CD) or savings account as collateral — a simple way to build/rebuild credit or access cash.

A family of four fish and play in a lake

Unsecured Loans

Get money to fund special purchases, pay for expenses or roll your debts into one form of financing — no collateral needed (also known as signature loans or personal loans).

Student Loans

Paying for college doesn’t have to be complicated. Bank of Utah has partnered with College Ave to offer private student loans with flexible terms, no fees to apply and a fast, 3-minute application. Whether you're a student, graduate or parent, we’ll help you find the right loan for your goals.