Easy Checking
My Utah is dramatic landscapes
and simple banking with full-service features.
You don’t want anything complicated.
You just want a straightforward way to manage your money.
Experience seamless and safe banking with our Easy Checking account,
and leave the complexity to Utah’s stunning scenery.
Get started — opening an account takes 5 minutes or less.
Benefits
Bank Simply and Fee Free
With no service charges and no monthly balance requirement — 100% free
Use Your Custom Debit Card
With multiple ways to pay, including access to Apple Pay, Google Pay and Samsung Pay for digital payments
Enjoy Peace of Mind
With our eStatement Promise, where your statements are saved digitally for seven years, even if you close your account
Protect Against Fraud
With Zero Liability debit and credit card protection, and fraud protection features within CardValet
Bank Anytime, Anywhere
With online and mobile banking, and Zelle®, a free, virtual way to send and receive cash
Find Fee-Free ATMs
With smart ATMs at our full-service branches or 40,000+ MoneyPass® locations nationwide
Features
- Open your account with as little as $100.
- Don’t worry about a minimum account balance – there isn’t one.
- Get unlimited access to your funds – deposit or withdraw your money as often as you need.
- Attach one of three overdraft options to protect your account.
Get Started
There are two options for opening an Easy Checking account.
1. Online
Here's a short glimpse of the process:
- Provide your personal information; just a few basics – no documentation needed.
- Make your initial deposit into the account. Using a combination of either an account number and routing number OR username and password from another institution, transfer funds easily within the digital application.
- Read and agree to the disclosures associated with the account.
- Check your email for confirmation or next steps.
- Get started with your new account by accessing your account number, signing up for online banking, adding a joint owner or beneficiary, and selecting features available for your specific account, such as a debit card, overdraft protection or eStatements. (Please note that some features may not be available with all accounts.)
When opening an account, you can be confident that our secure banking technology will protect you throughout the process. Learn more here.
2. In a branch
