
Spencer Richins
SVP Team Leader
Primary Office
Bountiful
100 South 500 West, Bountiful, UT 84010
(801) 409-5171
(801) 510-5477
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Bio
Spencer brings a wealth of expertise in commercial and small business lending, construction loans and credit analysis. Richins earned a master’s degree in Business Administration from Utah State University and is a graduate of the Pacific Coast Banking School. He is also a past president of the Northern Utah Risk Management Association (RMA).