Fee Schedule

Personal

Description Fee
Debit Card Replacement $5.00
Check Printing (fee depends on style and quantity of check ordered) Varies
Official Checks - Customer $3.00
Official Checks - Non-customer $5.00
Money Orders - Customer $2.00
Inactive fee (no activity for 12 mos/DDA and 12 mos/Savings) $3.00/monthly
Garnishment processing $75.00
Execution processing $75.00
Levy processing $75.00
Overdraft paid item fee $20.00
NSF returned item fee

Represented items may result in additional Overdraft paid item fee/NSF returned item fees

$20.00
Account research $15.00/hour
Account balancing assistance $10.00/hour
Stop payment fee $25.00/each
Early closure (within 90 days of account opening) $25.00
Photocopies/fax $1.00/page
Wire transfers - Outgoing - Customer $15.00
Wire transfers - Incoming - Customer $12.00
Wire transfers - Foreign out wire fee $35.00
Daily limit on number of overdraft fees 5 ($100.00)
Cushion before overdraft fee is charged $50.00
NSF returned/overdraft paid fee ($20.00) charged on transaction items over $25.00
Cash Advance - Customer Free
Cash Advance - Non-customer (up to $1,000.00) $5.00 or 1%, whichever is greater
Collection Items (any fees from our processor are also charged to the customer) $15.00
Notary Service (for Non-Customers) $10.00/signature
Online Banking Wire Transfers - Outgoing $10.00
Online Banking Wire Transfers - Foreign $25.00
Safe Deposit Boxes (not all sizes available at each branch)
Key Deposit (returned when 2 keys are returned to bank) $10.00/year
3x5 $15.00/year
5x5 $25.00/year
3x10 $30.00/year
5x10 $50.00/year
10x10 $100.00/year
Vault (Main Branch Only) $130.00/year
Drilling fee $90.00 - $200.00/year

Business

Description Fee
Debit Card Replacement $5.00
Check Printing (fee depends on style and quantity of check ordered) Varies
Official Checks - Customer $3.00
Official Checks - Non-customer $5.00
Money Orders - Customer $2.00
Chargeback fee $5.00
Inactive fee (no activity for 12 mos/DDA and 12 mos/Savings) $3.00/monthly
Garnishment processing $75.00
Execution processing $75.00
Levy processing $75.00
Overdraft paid item fee $25.00
NSF returned item fee $25.00
Account research $15.00/hour
Account balancing assistance $10.00/hour
Stop payment fee $25.00/each
Early closure (within 90 days of account opening) $25.00
Photocopies/fax $1.00/page
Wire transfers - Outgoing - Customer $15.00
Wire transfers - Incoming - Customer $12.00
Wire transfers - Foreign out wire fee $35.00
Daily overdraft (begins on 2nd business day account is overdrawn)
$0.01 - $999.99 $3.00/day
$1,000.00 - $9,999.99 $7.50/day
$10,000 and greater $20.00/day
Cash Advance - Customer Free
Cash Advance - Non-customer (up to $1,000.00) $5.00 or 1%, whichever is greater
Collection Items (any fees from our processor are also charged to the customer) $15.00
Notary Service (for Non-Customers) $10.00/signature
Online Banking Wire Transfers - Outgoing $10.00
Online Banking Wire Transfers - Foreign $25.00

Safe Deposit Boxes (not all sizes available at each branch)
Key Deposit (returned when 2 keys are returned to bank) $10.00/year
3x5 $15.00/year
5x5 $25.00/year
3x10 $30.00/year
5x10 $50.00/year
10x10 $100.00/year
Vault (Main Branch Only) $130.00/year
Drilling fee $90.00 - $200.00/year

Analyzed Business Checking Account* Fees:
Monthly service charge $8.00/monthly
Items paid on account $0.15/each
Credit items posted $0.25/each
Items deposited $0.05/each (on Bank of Utah checks)/$0.06/clearing

Deposit Admin fee a percentage of the average monthly balance (ledger balance), subject to change at any time

Currency $0.08/thousand
Coin $0.06/roll

*Please call 801-409-5000 or refer to your periodic statement to learn the interest rate and annual percentage yield for your Analyzed Business Checking Account.